:root{--navy:#16324f;--blue:#1d5fa8;--blue-light:#e8f1fa;--accent:#e8710a;--ink:#1f2937;--muted:#5b6b7c;--line:#dbe4ec;--bg:#f6f8fa;--card:#ffffff}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1120px;margin:0 auto;padding:0 20px}
.header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:100;box-shadow:0 2px 10px rgba(0,0,0,.15)}
.nav-wrapper{display:flex;align-items:center;justify-content:space-between;min-height:60px}
.logo{color:#fff;font-weight:800;font-size:1.15rem;display:flex;align-items:center;gap:.5rem}
.logo:hover{text-decoration:none}
.logo .highlight{color:#7db9ec}
.nav-menu{display:flex;list-style:none;gap:4px;flex-wrap:wrap}
.nav-link{color:#dbe7f3;padding:.5rem .8rem;border-radius:6px;font-size:.95rem;white-space:nowrap}
.nav-link:hover{background:rgba(255,255,255,.12);color:#fff;text-decoration:none}
.nav-link.active{background:var(--blue);color:#fff}
.mobile-toggle{display:none;background:none;border:0;color:#fff;font-size:1.4rem;cursor:pointer;min-width:44px;min-height:44px;padding:.5rem .6rem;border-radius:8px;line-height:1;flex-shrink:0;align-items:center;justify-content:center}
.mobile-toggle:hover{background:rgba(255,255,255,.12)}
.mobile-toggle:focus-visible{outline:2px solid #7db9ec;outline-offset:2px}
.hero{background:linear-gradient(135deg,#16324f,#1d5fa8);color:#fff;padding:3rem 0 2.5rem}
.hero h1{font-size:2.1rem;line-height:1.2;margin-bottom:.6rem}
.hero p{color:#d6e6f5;font-size:1.08rem;max-width:760px}
.hero .honest-note{margin-top:1rem;font-size:.92rem;color:#d3e5f6}
.section{padding:2.2rem 0}
.section h2{font-size:1.45rem;margin-bottom:.4rem;color:var(--navy)}
.section .lede{color:var(--muted);margin-bottom:1.2rem;max-width:820px}
.state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:.5rem;list-style:none}
.state-grid a{display:flex;justify-content:space-between;align-items:baseline;gap:.5rem;background:var(--bg);border:1px solid var(--line);border-radius:8px;padding:.55rem .8rem;color:var(--navy);font-weight:600;font-size:.95rem}
.state-grid a:hover{background:var(--blue-light);text-decoration:none;border-color:var(--blue)}
.state-grid a span{flex:none;white-space:nowrap;color:var(--muted);font-weight:400;font-size:.78rem}
.service-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1rem}
.service-card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:1.1rem 1.2rem}
.service-card h3{font-size:1.05rem;margin-bottom:.3rem}
.service-card h3 a{color:var(--navy)}
.service-card p{font-size:.92rem;color:var(--muted)}
.guide-list{list-style:none}
.guide-list li{padding:.7rem 0;border-bottom:1px solid var(--line);display:flex;gap:.8rem;align-items:baseline;flex-wrap:wrap}
.guide-list .g-date{color:var(--muted);font-size:.83rem;white-space:nowrap;min-width:92px}
.guide-list a{font-weight:600;color:var(--navy)}
.guide-list .soon{color:var(--muted)}
.state-count{color:var(--muted);font-weight:400;font-size:.85rem;white-space:nowrap}
.community-list{display:grid;grid-template-columns:repeat(2,1fr);column-gap:2rem}
.community-list li{padding:.45rem 0}
.city-list{columns:3;column-gap:2rem;list-style:none}
.city-list li{break-inside:avoid;padding:.28rem 0;font-size:.95rem}
.city-list .svc{color:var(--muted);font-size:.86rem}
.article-header{background:var(--bg);border-bottom:1px solid var(--line);padding:2rem 0 1.4rem}
.article-header h1{font-size:1.8rem;line-height:1.25;color:var(--navy);max-width:860px}
.card-category{display:inline-block;background:var(--blue);color:#fff;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;padding:.25rem .6rem;border-radius:999px;margin-bottom:.7rem}
.article-meta{color:var(--muted);font-size:.9rem;margin-top:.6rem;display:flex;gap:1.2rem;flex-wrap:wrap}
.article-content{padding:2rem 0 3rem}
.article-body{max-width:700px}
.article-body p{margin-bottom:1.05rem}
.article-body h2{font-size:1.35rem;color:var(--navy);margin:1.8rem 0 .6rem}
.article-body h3{font-size:1.12rem;color:var(--navy);margin:1.4rem 0 .5rem}
.article-body ul,.article-body ol{margin:0 0 1.05rem 1.4rem}
.article-body li{margin-bottom:.35rem}
.featured-image{margin:0 0 1.8rem;border-radius:12px;overflow:hidden;box-shadow:0 4px 15px rgba(0,0,0,.1)}
.featured-image img{width:100%;height:400px;object-fit:cover;display:block}
.featured-image figcaption{padding:.75rem 1rem;background:var(--navy);font-size:.85rem;color:rgba(255,255,255,.85);text-align:center}
.disclaimer-box{background:#fff8e6;border:1px solid #f0d48a;border-radius:10px;padding:1rem 1.2rem;margin:2rem 0;font-size:.92rem;color:#6b5518}
.related{margin-top:2.5rem;border-top:1px solid var(--line);padding-top:1.4rem}
.related h2{font-size:1.15rem;margin-bottom:.6rem}
.toc{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:1rem 1.2rem;margin:0 0 1.6rem}
.toc h2{font-size:1.05rem;margin:0 0 .5rem;color:var(--navy)}
.toc ol{margin:0 0 0 1.2rem}
.toc li{margin-bottom:.25rem}
.toc a{color:var(--navy)}
.related-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1rem;margin-top:.6rem}
.related-card{background:var(--card);border:1px solid var(--line);border-radius:12px;overflow:hidden}
.related-card img{width:100%;height:150px;object-fit:cover;display:block}
.related-card-body{padding:.9rem 1rem 1rem}
.related-card-body h3{font-size:1rem;margin-bottom:.3rem}
.related-card-body h3 a{color:var(--navy)}
.related-card-body p{font-size:.9rem;color:var(--muted);margin-bottom:.4rem}
.related-card-date{font-size:.83rem;color:var(--muted)}
.prev-next{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;margin-top:2rem;border-top:1px solid var(--line);padding-top:1.2rem}
.prev-next a{font-weight:600;color:var(--navy);max-width:48%}
.prev-next-next{margin-left:auto;text-align:right}
@media(max-width:760px){
 .related-card img{height:170px}
 .prev-next a{max-width:100%}
}
.footer{background:var(--navy);color:#b9cddd;padding:2rem 0;margin-top:1rem}
.footer a{color:#dbe7f3}
.footer-bottom{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.9rem}
.note-box{background:var(--blue-light);border:1px solid #bcd7ef;border-radius:10px;padding:1rem 1.2rem;margin:1rem 0}
.callout{background:#fff;border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:8px;padding:1rem 1.2rem;margin:1.2rem 0}
.faq-item{margin-bottom:1.3rem}
.faq-item h3{font-size:1.08rem;color:var(--navy);margin-bottom:.3rem}
.page-head{padding:2rem 0 .5rem}
.page-head h1{font-size:1.8rem;color:var(--navy)}
.page-body{padding:1rem 0 3rem;max-width:780px}
.page-body p{margin-bottom:1rem}
.page-body h2{font-size:1.3rem;color:var(--navy);margin:1.6rem 0 .5rem}
.page-body ul,.page-body ol{margin:0 0 1rem 1.4rem}
.page-body li{margin-bottom:.35rem}
.nav-second{background:#0f2740;border-top:1px solid rgba(255,255,255,.12)}
.nav-second .container{display:flex;align-items:center}
.nav-second .nav-menu{flex-wrap:wrap;gap:2px}
.nav-second .nav-link{font-size:.86rem;padding:.45rem .55rem}
.find-box{background:var(--blue-light);border:1px solid #bcd7ef;border-radius:12px;padding:1.4rem 1.5rem;margin:1.6rem 0}
.find-box h2{font-size:1.25rem;margin-bottom:.3rem}
.find-box p{margin-bottom:.7rem;color:var(--muted)}
.find-box form{display:flex;gap:.6rem;flex-wrap:wrap}
.find-box input[type=text]{flex:1;min-width:240px;padding:.7rem .9rem;border:1px solid #9db8d2;border-radius:8px;font-size:1rem}
.find-box button{background:#c85f06;color:#fff;border:0;border-radius:8px;padding:.7rem 1.4rem;font-size:1rem;font-weight:700;cursor:pointer}
.find-box button:hover{background:#a94e05}
.find-msg{margin-top:.6rem;font-size:.92rem;color:var(--navy)}
.find-box-small{padding:1rem 1.2rem;margin:0 0 1.2rem}
.steps{list-style:none;counter-reset:step;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem;margin-top:1.2rem}
.steps li{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.25);border-radius:12px;padding:1rem 1.1rem}
.steps li b{display:block;font-size:1.02rem;margin-bottom:.25rem}
.steps li b::before{counter-increment:step;content:counter(step) ". "}
.steps li p{font-size:.92rem;color:#d6e6f5}
.steps li a{color:#fff;text-decoration:underline}
.brand-list{columns:4;column-gap:2rem;list-style:none}
.brand-list li{break-inside:avoid;padding:.28rem 0;font-size:.95rem}
.cat-list{columns:2;column-gap:2rem;list-style:none}
.cat-list li{break-inside:avoid;padding:.3rem 0;font-size:.95rem}
.task-list{list-style:none}
.task-list li{padding:1rem 0;border-bottom:1px solid var(--line)}
.task-list h3{font-size:1.08rem;color:var(--navy);margin-bottom:.25rem}
.task-list p{font-size:.95rem;color:var(--muted)}
.glossary-list{list-style:none}
.glossary-list li{padding:.8rem 0;border-bottom:1px solid var(--line)}
.glossary-list b{color:var(--navy)}
.quote-form label{display:block;font-weight:600;margin:1rem 0 .3rem}
.quote-form input[type=text],.quote-form input[type=email],.quote-form input[type=tel],.quote-form select,.quote-form textarea{width:100%;max-width:520px;padding:.65rem .8rem;border:1px solid #9db8d2;border-radius:8px;font-size:1rem;font-family:inherit}
.quote-form button{background:#c85f06;color:#fff;border:0;border-radius:8px;padding:.75rem 1.6rem;font-size:1rem;font-weight:700;cursor:pointer;margin-top:1.2rem}
.quote-form button:hover{background:#a94e05}
.footer-links{font-size:.95rem;line-height:2}
.footer-disclaimer{margin-top:1rem;font-size:.85rem;color:#8fa9c2;max-width:900px}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:.7rem}
.crumbs a{color:var(--blue)}
.city-list .city-soon{color:var(--muted)}
.city-list .city-soon strong{color:var(--muted);font-weight:600}
.city-list .city-soon::after{content:" · coming soon";font-size:.82rem;color:var(--muted)}
.hero-figure{margin:1.6rem 0 0;border-radius:12px;overflow:hidden;box-shadow:0 4px 15px rgba(0,0,0,.25)}
.hero-figure img{width:100%;height:320px;object-fit:cover;display:block}
.hero-figure figcaption{padding:.6rem 1rem;background:rgba(0,0,0,.28);font-size:.85rem;color:#d6e6f5}

.home-task-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:1rem}
.home-task-card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:1rem 1.1rem;display:flex;gap:.9rem;align-items:flex-start}
.home-task-card h3{font-size:1.05rem;margin-bottom:.25rem}
.home-task-card h3 a{color:var(--navy)}
.home-task-card p{font-size:.92rem;color:var(--muted)}
.home-task-card .guide-list{margin-top:.4rem}
.home-task-card .guide-list li{padding:.25rem 0;border-bottom:0}
.home-thumb{flex:0 0 96px;width:96px;height:96px;border-radius:10px;overflow:hidden;background:var(--blue-light)}
.home-thumb img{width:100%;height:100%;object-fit:cover;display:block}
.home-mono{flex:0 0 96px;width:96px;height:96px;border-radius:10px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.7rem;letter-spacing:.02em}
.home-brand-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:.8rem}
.home-brand-card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:.9rem 1rem;display:flex;gap:.8rem;align-items:center}
.home-brand-mono{flex:0 0 52px;width:52px;height:52px;border-radius:10px;background:var(--blue-light);color:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.15rem}
.home-brand-card h3{font-size:1rem;color:var(--navy);margin-bottom:.15rem}
.home-brand-card p{font-size:.85rem;color:var(--muted)}
.home-popcat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:1rem}
.home-popcat-card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:1rem 1.1rem;display:flex;gap:.9rem;align-items:flex-start}
.home-popcat-card h3{font-size:1.05rem;margin-bottom:.25rem}
.home-popcat-card h3 a{color:var(--navy)}
.home-popcat-card p{font-size:.92rem;color:var(--muted)}
.home-popcat-card .home-thumb,.home-popcat-card .home-mono{flex-basis:72px;width:72px;height:72px}
.home-popcat-card .home-mono{font-size:1.3rem}
.photo-credits{font-size:.82rem;color:var(--muted);margin-top:1rem}
@media(max-width:760px){
 .home-task-grid,.home-popcat-grid{grid-template-columns:1fr}
 .home-thumb,.home-mono{flex-basis:72px;width:72px;height:72px}
 .home-mono{font-size:1.3rem}
}
@media(max-width:1100px){
 .nav-link{padding:.5rem .55rem;font-size:.9rem}
 .logo{font-size:1.05rem}
}
@media(max-width:760px){
 body{overflow-x:clip}
 .nav-wrapper{flex-wrap:wrap}
 .nav-wrapper>nav{order:3;flex:1 1 100%;width:100%}
 .logo{flex:1 1 auto;min-width:0}
 .nav-menu{display:none;flex-direction:column;position:static;background:var(--navy);padding:.6rem 0;width:100%}
 .nav-menu li{width:100%}
 .nav-menu .nav-link{display:block;padding:.75rem .8rem}
 .nav-menu.active{display:flex;max-height:calc(100vh - 70px);overflow-y:auto}
 .nav-second{display:none;border-top:0}
 .nav-second:has(.nav-menu.active){display:block}
 .nav-second nav{width:100%}
 .mobile-toggle{display:flex}
 .hero{padding:2rem 0 1.8rem}
 .hero h1{font-size:1.6rem}
 .section{padding:1.6rem 0}
 .article-header h1,.page-head h1{font-size:1.45rem}
 .city-list{columns:2}
 .community-list{grid-template-columns:1fr}
 .brand-list{columns:2}
 .featured-image img{height:230px}
 .hero-figure img{height:200px}
 .find-box input[type=text]{min-width:0;flex:1 1 100%}
 .find-box button{width:100%}
 .state-grid a{display:flex;justify-content:space-between;align-items:baseline;gap:.5rem}
 .state-grid a span{float:none;flex-shrink:0;white-space:nowrap}
 img{max-width:100%}
}
@media(max-width:480px){.city-list{columns:1}.brand-list{columns:1}.logo{font-size:1rem}.hero h1{font-size:1.45rem}}
.zip-box{margin-top:1.1rem;padding-top:1rem;border-top:1px solid #bcd7ef}
.zip-box h3{font-size:1.05rem;color:var(--navy);margin-bottom:.25rem}
.zip-box p{margin-bottom:.6rem}
.zip-box input[type=text]{flex:0 1 180px;min-width:140px}
.hub-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1rem}
.hub-card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:1.1rem 1.2rem}
.hub-card h3{font-size:1.05rem;margin-bottom:.3rem}
.hub-card h3 a{color:var(--navy)}
.hub-card p{font-size:.92rem;color:var(--muted)}
.checklist{list-style:none}
.checklist li{padding:.5rem 0;border-bottom:1px solid var(--line)}
.checklist label{display:flex;gap:.6rem;align-items:flex-start;cursor:pointer}
.checklist input{margin-top:.3rem;flex:none;width:18px;height:18px;accent-color:var(--blue)}
.print-btn{background:var(--blue);color:#fff;border:0;border-radius:8px;padding:.6rem 1.2rem;font-size:1rem;cursor:pointer;margin-bottom:1rem}
@media(max-width:760px){.zip-box input[type=text]{flex:1 1 100%}}
@media print{.header,.footer,#facc-cookie-banner,.find-box,.mobile-toggle,button{display:none!important}body{line-height:1.5}.checklist input{accent-color:#000}}